C-QUADRAT Ampega Balanced Pension Fund- CQBAL

CQBAL is a mandatory pension fund the objective of which is long-term growth in asset value by investing up to 50% of its assets in equities, equity funds and equity-equivalent instruments and the remainder in bonds, money market instruments, deposits, and other instruments.

For pension savers aware of the risks and opportunities associated with equities

The fund value grows from the investment of its assets and the return received from those investments, due to which the price of the shares that belong to the participants increases. The dividends are not paid from the profit of the fund.

Fund's Portfolio Distribution According to Underlying Assets

As of 31.08.2023

23.35%	35.27%	8.26%	4.83%	28.11%	0.19%
Term Deposits and Cash	RA Government bonds	RA Corporate bonds	Foreign Fixed income	Foreign Equities	Alternative Investments

As of 31.08.2023

Financial	36.71%
Government	36.19%
Technology	7.59%
Health Care	4.43%
Consumer, Cyclical	3.79%
Industrial	2.93%
Consumer, non-cyclical	2.50%
Communication	2.20%
Materials	1.24%
Energy	0.68%
Utilities	0.63%
Other	1.12%

As of 31.08.2023

AMD	64.52%
USD	25.98%
EUR	2.95%
JPY	1.74%
GBP	0.64%
CAD	0.53%
CHF	0.45%
INR	0.23%
AUD	0.16%
Other	2.80%

As of 31.08.2023

13.71%	24.21%	5.09%	3.11%	8.84%	9.54%	10.60%	24.90%
0 -1 years	1 - 3 years	3 -5 years	5 -7 years	7 - 10 years	10 - 20 years	> 20 years	N/A

*Including financial instruments permitted by the Article 39, Point 24 of the Law on Funded Pensions of the RA.

C-QUADRAT Ampega Balanced Pension Fund Rules

Download Fund Factsheet as of 31.08.2023

Download Fund's Performance Commentary_ CQBAL

Last updated: 05-September-2023 15:41

Fund information

Fund Short Name C-QUADRAT Ampega Balanced Pension Fund- CQBAL

Fund Long Name C-QUADRAT Ampega Asset Management Armenia Limited Liability Company Balanved Pension Fund

Fund type Pension public contractual open-ended fund

Investment strategy Conservative pension fund according to RA legislation, 50% of which assets can be invested in equity instruments or derivatives based on equities.

Fund Manager Company “C-QUADRAT Ampega Asset Management Armenia” LLC
37 Hanrapetutyan street, Yerevan, 0010, Armenia
+ 374 12 20 00 22
www.c-quadrat-ampega.am

Fund Manager Arman Kirakosyan

Fund Custodian and Registry Keeping “Central Depositary of Armenia” OJSC
26/1 Vazgen Sargsyan str., 5^th floor, Erebuni Plaza Business Centre, Yerevan 0010, Armenia
+ 374 60 61 55 55
www.cda.am

Fund Administrator “Raiffeisen Bank International AG“
9 Am Stadtpark 9, Vienna, 1030, Austria
+ 43 1 717070
www.rbinternational.com

Fund Advisor “Impact Asset Management” GmbH
Stella-Klein-Löw-Weg 15, Rund Vier, Haus B, Vienna, 1020, Austria
+43 1 720 3600 0
www.impact-am.eu

Fund Bank “HSBC Bank (Armenia)“
66 Teryan street, Yerevan, 0009, Armenia
+374 060 65 50 00
www.hsbc.am

Fund Auditor “KPMG Armenia” LLC
26/1 V. Sargsyan Str., Yerevan, 0010, Armenia
+374 10 595999
http://www.kpmg.am

Fund Currency AMD

Fund Inception Date 11/03/2014

Financial year 01.01-31.12

Management fee 1.15% p.a.

Depositary fee 0.15% p.a

Guarantee fund fee 0.02% p.a

Redemption fee Max. 2%

Transaction fee Max. 0.2%